Stamp Duty Calculator
Every state, every buyer type — see your estimated stamp duty in seconds, including first-home-buyer exemptions, owner-occupier concessions and foreign purchaser surcharges.
How stamp duty works in Australia
Stamp duty (transfer duty) is a state tax paid when property changes hands, usually at settlement. Rates are progressive — the more you pay for the property, the higher the percentage — and every state and territory has its own scale, which is why duty on the same price can differ by more than $20,000 between states.
Ways to pay less
- First home buyer concessions — most states waive duty entirely below a price cap (e.g. $800,000 in NSW, with new-build exemptions uncapped in QLD and SA).
- Owner-occupier rates — VIC and QLD charge less when you live in the home.
- Off-the-plan and new-home concessions — several states favour new builds.
Foreign purchasers generally pay a surcharge of 7–9% on top in most states. And remember duty is only one purchase cost — see the Savings Target Calculator for the complete cash picture.
Important information. These calculators provide estimates for general information and educational purposes only. Results are based on the information and assumptions entered and may not reflect your actual financial position or eligibility. They do not constitute financial, credit, taxation, investment or legal advice. Lending criteria, interest rates, taxes, government charges, stamp duty rates and concessions can change. You should obtain advice appropriate to your circumstances from appropriately qualified professionals.
Stamp duty: rates, thresholds and concessions change and eligibility conditions apply. Confirm the final amount with the relevant State Revenue Office or your solicitor/conveyancer.